Need to finance part of my bathroom remodel (about $8K) and trying to figure out the best option. Looking at home equity loan vs personal loan. 💰

Home equity pros: Lower interest rate, tax deductible maybe?
Home equity cons: Closing costs, longer process, risk to home?

Personal loan pros: Fast, no closing costs, simpler
Personal loan cons: Higher interest rate

Anyone financed a bathroom remodel? What route did you go and would you do it again? Is it worth the hassle of a home equity loan for $8K or should I just do personal loan and be done with it?

Also considering 0% credit card offers but nervous about the 12-month time limit.